The Southwest Speedy Rewards Plus Credit score Card, like all co-branded journey playing cards, is geared toward individuals who usually fly with Southwest Airways.
This can be a premium journey card that gives 3,000 miles yearly you’ve gotten it, a reduction on in-flight purchases, and two free EarlyBird Verify-Ins annually.
This card additionally includes a rewards construction, offering bonus miles on spending classes like transit, commuting, web, cable, cellphone, and choose streaming.
One other energy of this card is its 60,000-mile signup bonus — which is greater than sufficient to get you a round-trip ticket or two!
Should you’re occupied with including the Southwest Speedy Rewards Plus Credit score Card to your pockets, this information will enable you resolve.
Is the Southwest Speedy Rewards Plus Card for me?
The Southwest Speedy Rewards Plus Card is designed for frequent flyers who wish to journey with Southwest.
Which means that if you happen to’re a loyal Southwest buyer or dwell close to a Southwest hub, this card may be an ideal choice for you. You’ll speed up your earnings towards free flights and get some stable perks, reminiscent of two free EarlyBird Verify-Ins annually.
Should you aren’t a fan of Southwest or dwell in a spot the place Southwest isn’t as prevalent, this card possible gained’t be as priceless as one other airline or generic journey rewards bank card.
What makes this bank card totally different?
What makes the Southwest Speedy Rewards Plus Card totally different is its give attention to Southwest Airways.
As a result of it’s a co-branded card, it could possibly supply distinctive advantages and perks that generic journey bank cards can’t. Should you fly Southwest continuously, you’ll take pleasure in these perks.
This card additionally comes with a nice signup bonus within the type of 60,000 bonus factors plus a 30% off promo code whenever you spend $3,000 utilizing the cardboard inside three months of opening your account.
You can too obtain 10,000 Companion Go qualifying factors increase annually. With the Companion Go, you may title one individual, reminiscent of a partner, accomplice, or pal, to be your companion. They will get a free ticket on any flight you ebook for your self.
Generic journey playing cards don’t supply these specialised advantages and bonuses, so that they possible gained’t be as interesting to individuals who favor to fly with Southwest.
Associated: Finest bank card enroll bonuses
What are my possibilities of getting authorised?
As with all bank card, it’s essential to consider whether or not you’ve gotten an opportunity of qualifying earlier than you apply. Making use of for a brand new bank card drops your credit score rating by just a few factors, so that you don’t need to decrease your credit score for no purpose.
Chase, this Southwest bank card’s issuer, says that candidates require good credit score to be eligible for the cardboard. Meaning you must attempt to have a credit score rating of about 670 or greater earlier than you apply.
All the main points of the Southwest Speedy Rewards Plus Card
Bank cards are sophisticated, so earlier than you join one, you need to ensure you perceive how they work.
Charges and costs
The very first thing to take a look at whenever you need to get a brand new bank card is how a lot the cardboard will value. Some playing cards, together with journey playing cards, have annual charges, so that you need to ensure the advantages and perks you’ll get cowl the price of having the cardboard.
The Southwest Speedy Rewards Plus Card costs $69 per yr.
Perks and rewards
In terms of journey playing cards, it’s all concerning the perks and rewards. journey card ought to allow you to earn your means towards free journeys and enable you journey extra comfortably.
The Southwest Speedy Rewards Plus Card does all of it, with an ideal signup bonus, robust ongoing rewards, and a few good perks to make use of everytime you’re on a flight.
To begin issues off, you may earn 60,000 factors plus a 30% off promo code whenever you spend $3,000 inside your first three months of getting the cardboard.
After that, you’ll earn:
- 2 factors for every greenback spent on Southwest purchases.
- 2 factors for every greenback spent on Speedy Rewards® resort and automotive rental companions.
- 2 factors for every greenback spent on native transit and commuting, together with rideshare.
- 2 factors for every greenback spent on web, cable, cellphone providers, and choose streaming providers.
- 1 level for every greenback spent on all different purchases.
As for perks, cardholders will get a 3,000-point bonus on every card member anniversary. You can too use the cardboard to get two free EarlyBird Verify-Ins annually and 25% again on all inflight purchases.
You’ll additionally get all the standard bank card perks and advantages, together with prolonged guarantee safety and buy safety.
Associated: Finest journey rewards playing cards
Methods to apply
The simplest solution to apply for the Southwest Speedy Rewards Plus card is to go to Chase’s web site. Chase is the financial institution that Southwest companions with to supply this bank card.
To begin the method, you’ll enter your private data, together with your:
- Identify.
- Date of beginning.
- Mom’s maiden title.
- Social Safety quantity.
- Handle.
You’ll additionally want to supply your Southwest Speedy Rewards quantity you probably have one. Should you don’t, Chase will mechanically set one up for you if you happen to’re authorised.
Lastly, you’ll enter whether or not you lease or personal, your month-to-month lease cost quantity (if relevant), and your whole annual earnings. When you apply, Chase will evaluation it and make a lending resolution.
Sometimes, Chase can decide immediately. Nonetheless, if the financial institution has hassle matching your data to your credit score file or needs to take a more in-depth have a look at a few of the software particulars, you’ll have to attend for a call within the mail.
Contact data
When you’ve got points along with your Southwest Speedy Rewards Plus card, the perfect factor to do is attain out to Chase’s customer support.
You possibly can contact Chase by signing in to your account and sending a safe message. You can too name bank card customer support at 1-800-432-3117 or contact @ChaseSupport on social media.
Different stuff you must know
One essential factor to notice concerning the Southwest Speedy Rewards Plus card is that it’s not the one Southwest journey card out there. There are two others: the Precedence card and the Premier card.
The Plus is the entry-level card. It has the bottom annual price however the fewest perks of the three Southwest playing cards.
The Premier card is the following degree up from the Plus card. It has a better annual price at $99 however affords 3x factors on all Southwest purchases, 6,000 factors on each cardmember anniversary, and bonus qualifying factors towards A-Listing standing.
The Precedence card is the top-end Southwest card. It has a $149 annual price however affords 7,500 factors on each card member anniversary and a $75 credit score for Southwest journey annually. You’ll additionally obtain 4 upgraded boardings annually.
One other factor to contemplate is that the Southwest Speedy Rewards Plus card is designed for Southwest flyers. The rewards you earn are fairly rigid and usually solely good for Southwest flights. There are some present card redemption choices, however they aren’t worth.
Various bank cards to the Southwest Speedy Rewards Plus Card Credit score Card
If the Southwest Speedy Rewards Plus Card doesn’t appear to be the precise one for you, think about the next options:
- Southwest Precedence: This card is beneficial for individuals who spend lots on it and need to earn A-Listing standing.
- Southwest Premier: For frequent vacationers, this card’s annual assertion credit score and factors principally cowl the price. You’ll additionally benefit from the upgraded boarding perk.
- Chase Sapphire Most well-liked® Card: That is one other Chase card with much more versatile rewards, letting you redeem factors for any journey.
- Capital One Enterprise Rewards Credit score Card: This card has a $95 annual price and affords robust money again charges on journey purchases.
- American Categorical Gold: That is the mid-tier Membership Rewards card. It affords versatile rewards and earnings fee on meals and journey.
How do you establish which bank card is best for you?
Once you’re available in the market for a brand new bank card, you must evaluate your choices to seek out the precise one. When making this comparability, think about the next elements:
- Your potential to qualify. Card issuers design totally different playing cards for folks with totally different credit score profiles. Earlier than you apply, ensure you have probability of qualifying for the cardboard.
- Charges. Some playing cards, particularly journey playing cards, carry annual charges. Be sure you’re getting sufficient worth from the cardboard to make the price value paying.
- Perks. Every card has a special set of perks and advantages. Ensure that the perks you obtain from the cardboard are helpful for you.
- Rewards. Bank cards can supply money again, factors, miles, or different rewards. Ensure that the rewards on supply align along with your objectives. It’s additionally essential to consider their flexibility. You don’t need to be caught with miles you may’t use. Additionally, think about the speed of incomes these rewards, and search for playing cards that supply bonuses on the sorts of purchases you make most frequently.
- Charges. Usually, you must keep away from carrying a bank card stability each time attainable. Nonetheless, generally it’s a must to carry a stability. When that occurs, having a card with a low rate of interest is nice.
Southwest Speedy Rewards Plus Card FAQ
Can I pool my Southwest miles with another person’s?
No, Southwest doesn’t supply any solution to pool your rewards with one other individual.
What’s the Southwest Companion Go?
The Southwest Companion Go is a perk you may earn by way of a bank card signup bonus or by taking a whole lot of flights in a single yr. Once you earn this cross, you may select one different individual to get a free ticket on each flight you ebook till the tip of the calendar yr after you earned it.
So, if you happen to earn the cross in 2023, it is going to expire on the finish of 2024. Some passes earned by way of promotions have totally different expiration dates.
Can I redeem my Southwest factors for issues aside from flights?
Sure, you may redeem your Southwest factors for present playing cards to many common retailers. Nonetheless, redeeming factors for flights is often a greater worth.
Why select the Southwest Speedy Rewards Plus Card?
With a powerful signup bonus and a few good perks, the Southwest Speedy Rewards Plus Card is an effective choice for frequent Southwest fliers.
Given its cheap value, substantial signup bonus, and priceless perks, we give the Southwest Speedy Rewards Plus Credit score Card a 4 out of 5 score.
Should you suppose that is the precise card for you, apply now.
